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DISCLAMER ELITE STUDENT SOLUTIONS (ESS) IS A PRIVATE ADVOCACY ORGANIZATION AND IS NOT AFFILIATED WITH THE DEPARTMENT OF EDUCATION, NOR ANY FEDERAL, STATE, OR LOCAL GOVERNMENT AGENCIES. ESS IS NOT A FEDERAL LOAN SERVICER NOR AFFILIATED WITH ANY FEDERAL LOAN SERVICER. ESS IS A PROFESSIONAL DOCUMENT PREPARATION COMPANY THAT OFFERS FREE CONSULTATION TO IDENTIFY WHAT FEDERAL PROGRAMS BORROWERS MAY QUALIFY FOR AND DOES NOT CONSTITUTE LEGAL OR FINANCIAL ADVICE. OUR SERVICES ARE ONLY FOR THE PREPARATION OF YOUR FEDERAL DIRECT CONSOLIDATION LOAN, DISCHARGE, REHABILITATION OR REPAYMENT PLAN REQUEST DOCUMENTS. BORROWERS HAVE THE ABILITY AND THE RIGHT TO PROCESS DOCUMENTATION ON THEIR OWN BEHALF AND ARE NOT LEGALLY OBLIGATED TO USE A THIRD PARTY TO DO SO. ESS DOES NOT FACILITATE THE NEGOTIATION OR SETTLEMENT OF ANY DEBTS AND ITS SERVICES ARE ONLY FOR THE COMPLETION AND PROCESSING OF FEDERAL STUDENT LOAN PROGRAM APPLICATIONS DOCUMENTS

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